Dive & Travel
Insurance

Diving is usually safe, but sometimes accidents happen. Travel and diving insurance ensures you’re covered in case of such emergencies.

Complete coverage

Thorough protection for scuba divers, bringing peace of mind

Round-the-clock advice

Access Duke Dive Medicine experts whenever you need for DiveAssure members

Specialized expertise

DiveAssure focuses solely on diving, with deep knowledge and custom solutions

Diving is usually safe, but sometimes accidents happen. Without insurance, you’d have to pay big medical bills, even for small incidents. Insurance is crucial because it can determine whether you fully recover or face lasting problems, or even survive in a serious emergency. Travel and diving insurance from DiveAssure ensures you’re covered in case of such emergencies.

With 15 years dedicated to diving, DiveAssure understands diving’s unique risks and have tailored programs to suit you. A big plus is their 24/7 access to Duke Dive Medicine experts for consultations during emergencies.

Unlike general insurance providers, DiveAssure specializes exclusively in diving. They offer various plans, from basic accident coverage to travel insurance, even a Liveaboard Rider that includes coverage for unique scenarios such as missing the boat’s departure and lost diving days.

DiveAssure streamlines finances by paying service providers directly, eliminating deposits. They also provide the best liability coverage for diving pros, giving you peace of mind.

Choose a plan

Simple pricing that grows with you. No credit card required.

Diving Only 🤿

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What’s Included

Recommended

Diving + Travel 🤿 🌏

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What’s Included

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FAQ

FAQ

Do you cover lost diving days?2023-09-08T11:25:16+00:00

Yes. Our Deluxe and Elite plans (for U.S. residents) as well as our Dive&Travel plans (non-U.S. residents) cover lost diving days due to medical inability to dive and due to weather.

Am I covered while conducting an introductory dive?2023-09-08T11:21:51+00:00

Yes. The programs specifically include such dives.

Do you cover pre-existing conditions?2023-09-08T11:25:35+00:00

In general, our programs will cover you if a doctor clears you for diving. In certain situations, if an incident is related to your medical condition, it might be considered as a pre-existing condition, which might affect your coverage, however, other cases not related to this pre-existing condition will be covered based on the terms of the policy. Please review the full terms and conditions of the policy to determine what is considered a pre-existing condition.

Do you offer cancellation for “any reason”?2023-09-08T11:18:42+00:00

We do not offer cancellation for “any reason”, however, our cancellation coverages are extensive and range from weather conditions to medical-related issues, work-related issues and more. We recommend reading the full Description of Coverage for your program available on our website.

DiveAssure vs. a general travel insurance policy2023-09-08T11:18:14+00:00

General travel insurance may cover your trip adequately, however, it will not include lost diving days, missed liveaboard departure and more. Diving trips are basically a regular trip or vacation, however, the main activity of diving requires some additional insurance benefits that will cover diving specific scenarios, like treatment in a hyperbaric chamber.

Do I have to get liveaboard rider to be covered on a liveaboard?2023-09-08T11:12:44+00:00

The Liveaboard Rider offers additional coverages for unforeseen scenarios unique to liveaboards. You will be covered on a liveaboard for diving accidents and general travel under all our travel programs, however the Liveaboard Rider offers (U.S. residents) more enhanced coverage specific to liveaboard trips, such as:

  • Missing the liveaboard departure due to airline delays and/or missed connections.
  • Lost diving days due to various reasons such as:
  • Inclement weather
  • Mechanical breakdown of liveaboard vessel
  • Mechanical breakdown of air supply
  • Financial default of liveaboard company
  • Your own medical inability to dive
  • Diving accident to another passenger onboard causing the boat to abort planned diving
Do the DiveAssure plans have age limitations?2023-09-08T11:13:40+00:00

The DiveAssure diving accident plans provide coverage to divers from at least 8 years of age but no more than 75 years of age. Under our dive-travel plans, we welcome young travelers from age 2 weeks and up.

Do I need to be a DiveAssure member to buy a program?2023-09-08T11:16:41+00:00

Membership fees are included in the price of the programs. You become a member upon purchase.

Do the programs have a depth limit?2023-09-08T11:10:13+00:00

DiveAssure has no depth limits (as long as standards and protocols are followed and the diver is certified accordingly). Diving to a depth past your certification level will not be covered.

Do you cover lost diving days?2023-09-08T11:25:16+00:00

Yes. Our Deluxe and Elite plans (for U.S. residents) as well as our Dive&Travel plans (non-U.S. residents) cover lost diving days due to medical inability to dive and due to weather.

Am I covered while conducting an introductory dive?2023-09-08T11:21:51+00:00

Yes. The programs specifically include such dives.

Do you cover pre-existing conditions?2023-09-08T11:25:35+00:00

In general, our programs will cover you if a doctor clears you for diving. In certain situations, if an incident is related to your medical condition, it might be considered as a pre-existing condition, which might affect your coverage, however, other cases not related to this pre-existing condition will be covered based on the terms of the policy. Please review the full terms and conditions of the policy to determine what is considered a pre-existing condition.

Do you offer cancellation for “any reason”?2023-09-08T11:18:42+00:00

We do not offer cancellation for “any reason”, however, our cancellation coverages are extensive and range from weather conditions to medical-related issues, work-related issues and more. We recommend reading the full Description of Coverage for your program available on our website.

DiveAssure vs. a general travel insurance policy2023-09-08T11:18:14+00:00

General travel insurance may cover your trip adequately, however, it will not include lost diving days, missed liveaboard departure and more. Diving trips are basically a regular trip or vacation, however, the main activity of diving requires some additional insurance benefits that will cover diving specific scenarios, like treatment in a hyperbaric chamber.

Do I have to get liveaboard rider to be covered on a liveaboard?2023-09-08T11:12:44+00:00

The Liveaboard Rider offers additional coverages for unforeseen scenarios unique to liveaboards. You will be covered on a liveaboard for diving accidents and general travel under all our travel programs, however the Liveaboard Rider offers (U.S. residents) more enhanced coverage specific to liveaboard trips, such as:

  • Missing the liveaboard departure due to airline delays and/or missed connections.
  • Lost diving days due to various reasons such as:
  • Inclement weather
  • Mechanical breakdown of liveaboard vessel
  • Mechanical breakdown of air supply
  • Financial default of liveaboard company
  • Your own medical inability to dive
  • Diving accident to another passenger onboard causing the boat to abort planned diving
Do the DiveAssure plans have age limitations?2023-09-08T11:13:40+00:00

The DiveAssure diving accident plans provide coverage to divers from at least 8 years of age but no more than 75 years of age. Under our dive-travel plans, we welcome young travelers from age 2 weeks and up.

Do I need to be a DiveAssure member to buy a program?2023-09-08T11:16:41+00:00

Membership fees are included in the price of the programs. You become a member upon purchase.

Do the programs have a depth limit?2023-09-08T11:10:13+00:00

DiveAssure has no depth limits (as long as standards and protocols are followed and the diver is certified accordingly). Diving to a depth past your certification level will not be covered.

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